CTOS is the easiest place to start because it's the most commonly referenced by lenders. Their scoring system ranges from 300 ...

Most people know a credit score can make or break a loan application, but far fewer can answer basic questions about how ...

The Role of Tradelines in Boosting Credit Score New York, United States – November 20, 2025 / Coast Tradelines / What Are ...

Your credit score is more than just your spending history. It is a new invention designed to trap modern consumers.

New data from the Federal Reserve Bank of New York found that auto loan approval rates are dropping for U.S. buyers. Of those ...

On a chill October night in Virginia, a Wall Street Journal reporter rode shotgun with a repo crew as they scanned license ...

If you're buying a used car, Bank of America, Chase, First Tech FCU, and PNC Bank finance used vehicles, but have mileage and age restrictions for certain vehicles.

Lender requirements vary, but you generally need the following to refinance a car. With positive equity, your vehicle’s market value exceeds your outstanding loan balance. Lenders typically will not ...

As previously mentioned, subprime lenders specialize in offering loans to borrowers with poor credit history. Often, these folks have nowhere else to turn for a loan. Bloomberg reports that Tricolor ...

The right time to refinance depends on your financial situation and goals Written By Written by Staff Loans Editor, WSJ | Buy Side Hannah Alberstadt is a Buy Side staff editor specializing in loans.

A sudden 100-point drop in a credit score causes all sorts of problems. It can hit someone’s ability to take out an auto loan, apply for a credit card or rent an apartment. This is a real problem ...