You would only pay national insurance and income tax on the remaining £47,500, so your tax bill would be £9,780.40 a year and your take-home pay would be £37,719.60. If you didn't use salary sacrifice ...
Energy bills will rise marginally in January - fuelling speculation of action in the budget. Read about this, plus our week of special content on consumer rights, in the Money blog below - and listen ...
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