The convenience of one-click purchases and “buy now, pay later” loans is making it easier for people to shop — and shop and shop — during the holidays.

Consolidating debt into one loan means one payment per month. This means a quicker and simpler payment than repeatedly paying ...

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When a credit card company agrees to accept less than the full amount you owe — say, $20,000 on a $30,000 balance — it’s called a debt settlement. The lender agrees to forgive the remaining $10,000, ...

Debt can feel like an ominous cloud you just can’t shake. Maybe it’s a few bills piling up, or a mix of credit cards, loans, or other obligations. Whatever the size, it’s stressful. You don’t just ...

Credit card debt has reached an all-time high, prompting consumer adviser Clark Howard to urge individuals to take action. Howard emphasizes the importance of not ignoring credit card debt and advises ...

The Federal Reserve has just announced a 0.25-percentage-point rate cut. That means credit card APRs will likely drop within a couple of billing cycles. But don't get too excited yet. If you're ...

In a perfect world, no one would need to take out a loan to consolidate and pay off debt. In the real world, however, sometimes borrowing money is the only way to dig your way out. This is mostly due ...

Americans are carrying over $1.21 trillion in credit card debt, with average interest rates hovering around 21%. That's a brutal combo for anyone trying to climb out of the red. But here's the good ...

At the start of every new year, millions of Americans feel a massive holiday hangover, not just from their celebrations, but also from their suddenly inflated credit card balances. With the average ...