There are potential benefits and downsides to debt consolidation.

Before applying for a debt consolidation loan, ensure you meet lender requirements. Many set a minimum credit score, maximum ...

Nonprofit debt consolidation can make debt payments more manageable by reducing the number of bills you need to pay. Unlike traditional debt consolidation, where borrowers pay off existing debts with ...

A debt consolidation loan can help you streamline credit cards and other high-interest debt, but favorable terms often ...

Debt Consolidation vs. Debt Settlement: What's the Difference? Struggling with multiple debts? Understanding the difference between debt consolidation and debt settlement is crucial for managing your ...

Overwhelmed by high-rate debt? These strategies could help you find relief during the holiday shopping season.

Debt consolidation loans are a type of personal loan you can get from a bank, credit union or online lender. You can use these loans to combine multiple unsecured debts into one fixed monthly payment, ...

A debt consolidation loan is a type of personal loan that's used to pay off existing debt. Ideally, the interest rate on the personal loan is lower than the rate you pay on current debt. Nearly all ...

Does the lender’s loan amounts and terms match your debt? Personal loans for debt consolidation come in a wide range of loan amounts ($1,000 to $50,000) and repayment terms (two to seven years). Make ...

Dana George has a BA in Management and Organization Development from Spring Arbor University. For more than 25 years, she has written and reported on business and finance, and she's still passionate ...

*Rates and APRs are subject to change. All information provided here is accurate as of May 29, 2025. Credit card rates have been climbing in recent years, making it more expensive to service ...

*Rates and APRs are subject to change. All information provided here is accurate as of June 25, 2025. Credit card rates have been climbing in recent years, making it more expensive to service ...