Getting a perfect credit score is impressive, but is it necessary? Here's what an 850 does -- and doesn't -- get you.

Experian announced the Experian Credit + Cashflow Score. The model combines Experian’s credit, alternative and trended data.

An 850 score guarantees you the prime rate-often the best interest rate offered by the lender. Simply put, on a $300,000, ...

A credit solutions expert shares the top three "timeless habits," tips and advice as America's mortgage market adjusts to new credit scoring models that widen the door to homeownership.

Your credit score is more than just your spending history. It is a new invention designed to trap modern consumers.

If you're often turned down for credit or you can only qualify for loans with exorbitant interest rates, your credit score may be to blame. Fortunately, there is no shortage of strategies you can ...

In a report released in August, the Consumer Federation of America and the Climate and Community Institute found that having a low credit score (around 630) drove up consumers’ premiums to more than ...

A strong credit score reduces credit card costs by securing lower interest rates, higher limits and better offers while poor ...