The National Pension System (NPS), regulated by the Pension Fund Regulatory and Development Authority (PFRDA), stands out as an accessible retirement savings scheme for Indian citizens aged 18 to 70, ...

Can an employee, who has earlier opted for the National Pension Scheme or the NPS shift to the UPS or the Unified Pension ...

As employees evaluate retirement schemes like NPS and UPS, the decision-making process gets tougher, given their unique ...

National Pension System (NPS) helps individuals save for retirement by investing in different assets like stocks, government ...

What is National Pension Scheme? NPS is a market-linked defined contribution scheme that helps you save for your retirement. It is a government-backed, voluntary retirement plan regulated by the PFRDA ...

NPS and PPF both have a lock-in period, although investors can make partial withdrawals. After three years, NPS allows for partial withdrawals from the account. You can seek withdrawals of up to 25% ...

Starting April 1, 2025, central government employees can switch from the National Pension Scheme to the Unified Pension Scheme offering guaranteed benefits.

Under UPS, if you have worked for at least 25 years, you will get 50% of the average basic salary of the last 12 months before retirement as a pension. If your service is more than 10 years, you will ...

It guarantees a minimum pension of Rs 10,000 per month for employees who complete at least 10 years of government service ...

The NPS plans to invite blockchain experts and companies to participate in a preliminary disclosure process before launching ...