With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Gen Z is facing a "catastrophic" credit situation, as one expert cautions against poor money habits leading to a lifetime of ...

Gen Z faces the sharpest credit score declines, driven by student loans, rising delinquencies, and higher debt. Learn why ...

Forecasting fiscal stability in municipalities is increasingly critical as public entities face unprecedented financial challenges. Recent research has adapted Altman's renowned Z-Score model — ...

This also means that Gen Zers have more substantial swings in their credit scores than older people who've had more time to ...