A jumbo loan might sound like something for millionaires, but it may be your best choice to finance even a modest home in ...

Mortgage origination is the process through which the lender approves and creates your loan. Steps in the mortgage origination process include getting preapproval, applying for the loan, waiting for ...

While a lender owns your loan, a mortgage servicer owns the mortgage servicing rights and handles loan management tasks ...

Candice Reeves is a financial writer based out of Nova Scotia. She specializes in personal finance, investing, and cryptocurrency. Her work is featured in leading publications across various ...

The conforming loan limit is the maximum amount of money a homebuyer can borrow using a conventional mortgage that's eligible for purchase by Fannie Mae and Freddie Mac. The Federal Housing ...

When you buy a home, you usually get a loan from a bank or credit union. It determines if you qualify for the loan, sets the terms and lends you the money. But in most cases, your original lender ...

The Fed's rate cuts have improved mortgage affordability, but the costs remain substantial for high-value loans.

President Donald Trump recently proposed the idea of creating a new 50-year mortgage as a way to improve housing ...

A float down can help you navigate mortgage rate changes, but the fees and timing play a big role in the equation.

Mortgage loan origination is the process your lender goes through to establish your loan after you apply for a mortgage. When you close on your loan, you’ll pay a mortgage origination fee, often equal ...