For financial advisors, a good time to talk about sequence risk with clients is when markets are calm and clients are still ...

When to seek it and when to avoid it. Discover why timing, not just performance, shapes your investment outcome.

The accounts both earned the exact same rate of return and yet there is a $111,768 difference between them in only four years! Imagine going out 10 or 20 years. You can see why I feel sequence of ...

When Warren Buffett disclosed his instructions for managing his wife’s inheritance after his death, it became quite ...

Retirement is often seen as a time of relaxation, freedom and enjoyment after years of hard work. However, it is also a phase where the financial landscape can change dramatically. While many people ...

As a record number of baby boomers leave the workforce each day, the convergence of economic headwinds, market instability, and geopolitical uncertainty is reshaping what retirement looks like in ...

Sequence of return risk can devastate retirement portfolios, especially when early negative returns coincide with withdrawals, undermining the traditional 4% rule. Dividend investing offers a powerful ...

The stock market goes up more than it goes down over the long run. Whether or not a bear market comes, building a cash reserve is a smart move. Using a flexible withdrawal strategy can help reduce the ...

We walk before we run. We date before we marry. We sink before we swim. Sequence matters in our lives. It also matters when we plan our retirement-withdrawal strategies. Standard practices are a ...

DIVO is a misunderstood ETF, offering a tactical blend of growth and income, ideal for managing sequence of returns risk in retirement. Its active management—selecting quality stocks and writing ...