Learn how the coinsurance formula affects your home insurance claim reimbursement, why maintaining 80% coverage is crucial, and see examples to avoid penalties.

Discover how recoverable depreciation in home insurance covers replacement costs, impacts claims, and ensures full recovery of your belongings' value.

TheZebra reports that homeowners insurance payouts can be lower than expected due to depreciation factors affecting claims.

Homeowners often discover the limits of their insurance only after a tree is on the roof, a pipe has burst, or a fire has gutted the kitchen. The policy that once felt like a safety net suddenly looks ...

"We have to ask, 'Who is not paying?'" Homeowners left in lurch as insurance companies make dramatic policy change: 'It does ...

If you own a home, eventually you’re going to experience some breakdowns, damage and disrepair. Homes tend to age quietly but expensively, and needed fixes can cluster at the worst times. If you’re ...

When consumers purchase insurance policies, they look for reliable coverage at a reasonable cost. Policies that have come to be known as “junk insurance” provide the opposite: high cost with low value ...