Credit card lenders add a margin to the prime rate to arrive at your card’s variable APR. The prime rate impacts the cost of credit on consumer loans, including credit card accounts, with the rates on ...

With over a dozen credit cards and millions of credit card points racked up, Nancy Jiang condenses the complex world of card-churning for maximum rewards with minimum effort. Her work has been ...

The interest rates on these loans are usually at the prime rate or higher. Subprime loans include nontraditional products with terms allowing borrowers to pay interest only or offering adjustable ...

While a Fed rate cut is big news, consumers might only be expected to see slight relief when it comes to much borrowing.