Debt falls on a spectrum. Mortgages and student loans can build long-term value, while high-interest credit cards and payday ...

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In 2017, the federal government was poised to give low-income consumers a respite from the myriad abuses and rip-offs visited on them by the payday lending industry. The Consumer Financial Protection ...

The payday loan business is pretty simple. Clients generally pay a fee of $15 per $100 for a two-week loan. At EZ Money, the fee is $15 for $100, $25 for $200 and $35 for $300. For one-month loans, ...

Payday lenders have a lot in common with pawn shops, their close cousins: They depend on lending money to desperate people living close to the edge with nowhere else to turn. They first surfaced about ...

Relying on a credit card cash advance is never a cheap option, though it's likely better than a payday loan. Most issuers charge a fee of 3% to 5% of the amount advanced, with a minimum of $5 to $10.

Credit counselors say North Texas families in financial distress often turn to emergency loans, including payday and title loans, only to find that short-term lenders are often unwilling to help them ...