A caller to The Dave Ramsey Show in January 2026 faced a debt situation trapping thousands of families: $170,000 in combined ...

Major changes to the Parent Plus program are coming — but borrowers can take action to keep some options intact.

Key Points ・Existing Parent PLUS borrowers must consolidate and enroll in income-driven repayment by strict 2026 deadlines to preserve access to forgiveness. ・Borrowing a new Parent PLUS loan after ...

Paying for college can seem like an insurmountable feat for students and their families amid the rising cost of a university education — especially for those who can’t afford to pay out-of-pocket ...

President Donald Trump is moving to cap and phase out key federal loan options for parents, which could sharply limit college choices for many families and shift borrowing to the private market, ...

As the new academic year approaches, students and families across the country are scrambling to finalize their college funding plans. Tuition, housing, books and fees can add up quickly, though, so ...

If you have poor credit, you’re not alone. Sixteen percent of Americans have a “poor” credit score, ranging between 300 and 579, according to Experian, one of the three major credit bureaus. If you’re ...