Key Points ・Students looking for graduate school loans have two options starting in 2026: Federal Direct Loans and private student loans. ・There are new caps on federal student loans depending if ...

Last week, the average interest rate on 10-year fixed-rate private student loans moved up. Private Student Loan Interest ...

Starting next school year, graduate students will no longer have access to Grad PLUS loans, forcing many to seek alternative financing options.

When you have a large student loan balance, you may struggle to keep up with monthly payments or to qualify for other types of credit. This can be especially true for private student loan borrowers ...

President Donald Trump signed the One Big Beautiful Bill Act into law in 2025, and it means big changes to lending options for new dental students next year. The grad PLUS loans that ...

With these changes, medical students will no longer be able to borrow up to the cost of attendance with Grad PLUS loans. In ...

LaToya Irby is a credit expert who has been covering credit and debt management for nearly 20 years. She's been quoted widely in national publications, and her work has been cited in several books.

The question of whether college students should take out federal or private student loans to pay for their education may have just gotten harder to answer. That's due to a number of changes in ...