Want to see my credit score? In this video I’ll reveal my Credit Karma account to show you my credit scores, underlying credit factors, and more! Learn how to improve your credit score with some ...

Helping real people with real money challenges is a huge part of what our Bankrate editorial team does every day. Occasionally, we get the opportunity to talk with and help individual readers, as ...

Negative entries like late payments and charge-offs stay on your credit report for seven years — this is what's known as the ...

Learn about the evolving rules of credit scores and effective strategies to improve your credit score from Bonita Grant, founder of Cure My Credit Score.

Your credit card spending can impact your credit score. The more of your available credit you use at once, the more it has the potential to drag your score down. Find ways to manage your credit cards ...

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

In our culture of money, we tend to treat a credit score as a measure of how “responsible” we are. Creditors and lenders use this number to determine whether to trust us with debt, so it must signify ...

In my perfect world, there would be no credit scores. And while I do not believe that credit is necessarily evil, in that perfect world of mine, there would be ...

Could your debt be reduced or forgiven? Take our financial relief quiz. There is nothing like the thrill of paying off a debt. However, that excitement can quickly wane, turning into impatience as you ...

Big news for me this week… I checked my credit score and it's now sitting at 840! That means I'm just 10 points away from hitting the elusive perfect 850. Only about 1.5% of Americans ever see that ...

It's especially important to check if you're retired. If identity thieves wanted to steal a person's credit identity -- ...