Getting a perfect credit score is impressive, but is it necessary? Here's what an 850 does -- and doesn't -- get you.

Americans will be leaning hard on their credit cards this holiday season. A few key rules can keep you from slipping into a ...

Building a strong credit score is your gateway to lower interest rates, better loan offers, and financial freedom. With smart habits and new RBI rules, borrowers can now save more effortlessly.

In a report released in August, the Consumer Federation of America and the Climate and Community Institute found that having ...

I’ve known the importance of my credit score since I was a teenager. My dad made me an “authorized user” on one of his credit cards — on an account that was actually opened the year before I was born ...

“To rebuild your credit, you first need to get some credit, which is often the hardest part if you have a low credit score ...

A higher APR results in higher interest charges when you carry a balance. This increases the borrowing cost of using your ...

Millions of people could see their credit score drop, thanks to a change from one of the biggest reference agencies 'Experian ...

Getting a mortgage loan becomes increasingly difficult if your credit score falls below this benchmark within the "Fair" ...

CheapInsurance.com reports that your credit score influences auto insurance rates, with significant cost variations based on ...

Madeleine Brand speaks with regular Day to Day personal finance contributor Michelle Singletary about how multiple requests for credit lines can affect your overall credit score. When you go shopping ...