Refinancing a mortgage is a popular way to reduce your payments, withdraw cash from your equity or do both, depending on how low interest rates are. But you need to be aware of mortgage refinancing ...

Mortgage Research Center. Rates averaged 5.4% for a 15-year financed mortgage and 6.07% for a 20-year financed mortgage.

Before most house hunters can close the deal, they need to qualify for a mortgage. Learning how to apply for a mortgage in advance — and breaking the process down into digestible steps — can help ...