Jenn spent the last decade empowering people to make informed personal finance decisions. As a freelance writer and public speaker, she's committed to helping people achieve their goals. She is ...

With a merchant cash advance, you can get a lump sum for your business and repay it using a percentage of your future sales. Merchant cash advance companies may use various names for this type of ...

A merchant cash advance forwards cash against future sales. MCAs have aggressive repayments that disrupt profitability until it’s repaid. Borrowing fees are high with rates of 50 percent to 100 ...

In today’s rapidly shifting economic landscape, traditional financing methods don’t always meet the needs of small and medium-sized businesses (SMBs). With traditional banks having stricter ...

The growth of the merchant cash advance market is influenced by the growing demand for alternative financing. Moreover, the growing adoption of digital payments, including credit and debit cards, has ...

MCAs often contain onerous (and potentially illegal or unenforceable) provisions that end up causing more trouble than they are worth. Following is some general guidance based on our experience ...

With its launch in 2007, OnDeck set out to become the alternative to merchant cash advances. That financing option, widely used by small-business owners looking for quick access to capital, is easier ...

MyPillow and CEO Mike Lindell are again suing a merchant cash advance company, accusing the lender of charging an illegally high interest rate. It’s the third such lawsuit the Minnesota-based company ...

A merchant cash advance is a lump-sum payment a business receives in exchange for a percentage of its future sales. Merchant cash advances can provide businesses with fast access to cash. While ...