Suppose you’ve just come into an extra $5,000. Maybe it was a job bonus, your pay for a moonlighting project, a gift from a generous family member, or the proceeds from selling something you own. You ...

Money expert Dave Ramsey has long championed his “7 Baby Steps” as the roadmap to financial freedom. According to his plan, you should pay off all non-mortgage debt and fully fund an emergency savings ...

Some financial decisions can be challenging — like whether to use your money to reduce your debt or to invest. If you already have a significant amount of debt and not a lot in savings or investments, ...

Yes, I stopped contributing to my 401(k) and paused all other types of investing to pay off my student loans. And no, I don’t regret it. Going against the grain not only helped me become debt-free, ...

Forbes contributors publish independent expert analyses and insights. I am the President of Diversified, a CFP and author. If you've been channeling extra cash into paying off your mortgage, car loan, ...

The decision on whether to invest while still paying student loans isn't an easy one. Your interest rate and overall income weigh heavily on what you should do. A hybrid approach tends to be the right ...

Instagram may be for selfies but it’s a place for people to learn about finance Instagram may be for posting selfies and sharing pictures that may give your followers FOMO, but lately, it’s become a ...

But a recent question written into “The Ramsey Show” challenged this advice. A 21-year-old named Dean said he had $95,000 in student loans and wanted to start investing now, believing it would benefit ...