For many American homeowners, their house is their biggest financial asset. Over the past few years, rising property values and steady mortgage payments may have helped you build a significant cushion ...

While not as cheap as it was earlier in 2026, a $40,000 home equity loan opened in September can still be affordable.

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Home equity, or the ...

To calculate your home's equity, subtract the balance on all debts secured by your home – including your primary mortgage and any secondary loans – from your property's current appraised value. The ...

Home equity is the portion of a house that the homeowner holds outright — the difference between the house's value and the total amount they owe on the home. As their equity increases, homeowners can ...

Facing down high-interest debt can seem like an impossible hill to climb. If your own debt feels insurmountable, you're not alone. Overall debt in the U.S. rose 2.4% between 2023 and 2024, according ...

Your home is likely among your biggest financial assets. And if you're entering retirement, it may also be more space (and expense) than you need. Many retirees choose to downsize — selling a larger ...

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Technically, you can use home equity financing to pay off a home loan, but that's often counterproductive. The only ways to access home equity are to sell your home or take out new financing, which ...

For Americans nearing retirement, these can be stressful times. Prices are rising, interest rates are high and inflation is still not at the level the Federal Reserve has been aiming at for years.

For most people, a home isn’t just where they live — it’s one of their most powerful financial assets. As you make mortgage payments and your property’s value grows, you build home equity, or the ...