To calculate your debt-to-income ratio, add up your monthly debt payments and divide this figure by your gross monthly income. While every lender and product will have different ranges, a DTI of 50 ...

Looking for a way to tackle your debt? Unsure of the best order in which to pay things? A free online tool called PowerPay.org might give you the direction that you need. PowerPay is a very basic debt ...

These consolidation loan alternatives can help you simplify your payments without adding to your debt.

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Debt can be a significant source of stress. For example, ...

Credit card debt is one of the most difficult financial hurdles to overcome — so most people just simply ignore it. BAD IDEA. The longer you let that debt pile up, the harder it becomes to pay off and ...

A debt consolidation loan can help streamline your higher-interest debt bills into one payment, ideally at a lower interest rate. Taking the time to research lenders and get quotes can help you get ...

The average American owes a total of $105,000 -- but that number doesn't mean much on its own. Your average interest rate and your debt-to-income ratio are more important than the amount you owe. If ...

You can calculate this manually by adding up all of your monthly debt payments in your credit report – auto loans, personal loans, student loans, credit cards and mortgages, among others – and ...

Debt consolidation loans can offer lower interest rates and simplify repayment Written By Written by Staff Loan Writer, Buy Side Bob Haegele is a staff loan writer at Buy Side covering auto loans, ...