There are reports all over the internet that insist 30% or 50% are the “target” percentages in order to achieve great scores.

If you're not concerned about your credit score, you're probably not regularly checking it. By ordering a free copy of your reports from the "big three" reporting agencies -- TransUnion, Experian, and ...

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

If you’re opening a new account, there are two terms you might hear a lot: credit report and credit score. While they’re related to each other, they aren’t the exact same thing: A credit report shows ...

A good credit score is important for getting access to loans, rental options and even job opportunities. Good credit can lead to lower interest rates, better loan terms and less expensive borrowing ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Removing collections from your credit ...

Today, whenever someone applies for a loan or credit card, the first thing that comes up is their credit profile. Many people ...