Credit card issuers often report to the credit bureaus at the end of every billing cycle, but the exact dates can vary. Activities like on-time or late payments and credit utilization are reported, ...

According to TransUnion, one the U.S.’s three largest credit reporting agencies, the average American held $6,523 in credit ...

While carrying a balance on your credit card should never be your first choice, it's growing increasingly unavoidable for many Americans. The most recent New York Fed report on household debt and ...

A business credit card can affect your personal credit score, but it depends on the type of card, how the provider reports your card activity to credit bureaus, and how you use the card. If you apply ...