Federal Direct Loans are originated by the federal government and don’t come with credit criteria. Federal student loan rates for 2025-2026 range from 6.39% to 8.94%. Consider maxing out federal ...

Over the past few years, federal student loan borrowers have had protections in place that prevented defaults from negatively affecting their credit. Now, in mid-2025, the federal government announced ...

For the first time in five years, the federal government is resuming collections on federal student loans that are in default, starting May 5. Students with outstanding loans have several options for ...

Federal student loans will continue to accrue interest during shutdown. FAFSA opened on Sept. 24 and applications are still being processed. Pell Grants and federal student loans will continue to be ...