Paying off debt takes time, focus, and a few smart strategies that make the process feel doable. The people who succeed the ...

If you have manageable credit card debt, try a DIY method like debt snowball or consolidation. For overwhelming debt, look into relief options. Many, or all, of the products featured on this page are ...

Automatic credit card payments promise peace of mind, but the wrong settings can quietly trigger fees, higher interest ...

Many Minnesotans entered the new year with a budgeting task: how to pay off credit card bills from the holidays. More than a third of Americans took on new holiday debt this season, putting an average ...

The Wells Fargo Reflect® Card has a balance transfer fee of 5%, min: $5, so run the math before you move a balance. But if ...

CHICAGO (WLS) -- Credit card interest rates are near record highs and now a new Bankrate survey finds nearly one in four Americans with credit card debt believe they'll never pay it off. And about 45 ...

Home equity loans and home equity lines of credit (HELOCs) have lower interest rates than credit cards. That can lead some homeowners to use them to pay down large credit card bills. But this method ...

One of the primary reasons credit cards exist is to facilitate purchases that you don’t want to pay for with cash or a debit card. This can include, but is not limited to, furniture, shopping trips to ...

When a credit card company agrees to accept less than the full amount you owe — say, $20,000 on a $30,000 balance — it’s called a debt settlement. The lender agrees to forgive the remaining $10,000, ...

I have $12,000 in credit-card debt due to multiple home and auto repairs and a large medical bill. Because of a downturn in my industry, my pay was cut 30%. I always try to only spend what I have, ...