As you get familiar with your credit, you’ll quickly realize multiple types of scores exist. Although both FICO scores and credit scores exist, understanding which one lenders use can be helpful.

A VantageScore is a type of credit score to help lenders decide your creditworthiness. It intends to provide a reliable way of scoring a wider swath of consumers than competing models like FICO, ...

“To rebuild your credit, you first need to get some credit, which is often the hardest part if you have a low credit score ...

The credit-scoring industry has often brought confusion to consumers who have no idea that there are different kinds of credit scores — many of which are not the actual numbers used by lenders. Many ...

Buy now, pay later (BNPL) payment options are increasingly popular, particularly among young consumers. A recent survey from J.D. Power shows that 42% of millennials and Gen Z actively use BNPL loans ...

Buying a car or applying for credit? To check your creditworthiness, lenders will look into your credit scores. You’re likely familiar with your FICO Score, but what’s your VantageScore and why is it ...