Debt settlement and bankruptcy are drastic solutions for serious financial problems. Most consumers who qualify for Chapter 7 are better off choosing bankruptcy. Debt settlement can be a better option than Chapter 13. If you're researching bankruptcy or ...

(NewsNation) — Many Americans went into debt during the holiday shopping season, something they will have to pay off for months, and in some cases, years. When debt becomes too much or takes too long to pay off, there are different routes to take.

New York Post may be compensated and/or receive an affiliate commission if you click or buy through our links. Featured pricing is subject to change. There’s nothing easy about having thousands of dollars in debt hanging over your head – and the path ...

The term "debt relief" or "debt resolution" generally refers to several ways you might restructure debt to make it more affordable. Debt relief options include debt consolidation, debt management, debt settlement (also called debt resolution or debt ...

Credit card debt, student loan debt, mortgage payments: no matter what stage of life you’re in, there’s a good chance you’re carrying the burden of debt in one form or another. Since the issue is so widespread, there’s also a great deal of ...

The total collective household credit card debt nationwide hit a new high in the fourth quarter of 2024, reaching $1.21 trillion, an uptick of over $45 billion compared to the prior quarter. The number of credit card accounts that were at least 90 or more ...

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The Senate names the six most misleading debt settlement companies. April 23, 2010— -- You've seen the ads claiming you can settle your debts for just pennies on the dollar, but Congress wanted to know what is really behind those commercials and ...