The Trump administration has reached a new agreement with the American Federation of Teachers (AFT) that could unlock long-awaited student loan relief for millions of borrowers.

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Consolidating debt — without taking out a new loan — is a strategic way to manage your ...

The most compelling stories came from those who avoided debt altogether. A 20-year-old certified nursing assistant making about $8,000 monthly successfully stayed debt-free, paid $20,000 in full for a used car, and bought a house at age 20 in Florida. The secret? Hard work, talent, and living below her means while saving aggressively.

Tools like balance transfer cards, loan refinancing, and nonprofit counseling can help Americans cut interest and pay off debt faster in 2026.

Student loan borrowers who haven't paid their debt now face seeing their wages garnished, Social Security benefits reduced, and more as debt collection resumes in 2025. A five-year break that began as part of economic relief during the COVID-19 pandemic ...

After nearly two decades of making payments, a 49-year-old man called into “The Ramsey Show” with a question about student loan forgiveness. With $20,000 left to go on his balance, he was curious whether any government forgiveness options might be available to him after 19 years of repayment.

Debt-free development is not only possible—it can become a practical model for shared prosperity when nations, nonprofits and markets work together transparently.