Medical bills can quickly spiral, so you need to understand your legal exposure if the debt goes to collections.
The Consumer Financial Protection Bureau (CFPB) is on a mission to protect consumers from illegal medical debt collection practices. It issued advisories in October identifying illegal practices and ...
On October 1, 2024, the Consumer Financial Protection Bureau (CFPB) issued an advisory opinion titled Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt. The ...
Consumers in Georgia are facing increasing harassment from debt collectors, with reports of collectors pursuing debts that ...
Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Whether you owe it or not, receiving a ...
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How to pay off a debt in collections
Before paying a debt in collections, verify that it’s both legitimate and collectible to avoid scams or zombie debt. The Fair ...
Scammers use texts, calls, emails and letters to create a false sense of urgency about debt repayment. Always ask for detailed information about the debt and the debt collector’s contact details to ...
In April 2025, Freedom Debt Relief reviewed data from tens of thousands of people actively looking for help with their debt. The numbers might be surprising. About one in four has at least one account ...
Phone calls and letters are still going strong in debt collections, but outreach via digital channels such as text and emails is gradually creeping up. So is the use of artificial intelligence and ...
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How serious is medical debt?
Consider debt relief: For borrowers facing multiple medical balances — or a mix of medical and credit card debt — debt relief companies can help negotiate lump-sum settlements with collectors. This ...
Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Debt collection is when companies try to ...
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