'There's nothing on fire,' Dave Ramsey tells panicked caller facing wage garnishment over $7K debt — says collection odds are 'statistically zero'

A Detroit-area caller feared wage garnishment after appearing in court over a $7,000 credit card lawsuit. Amber, an ...
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Dave Ramsey: “Those Parent Plus Loans Are Going to Balloon to $175,000 If We Just Fight Over This”

A caller to The Dave Ramsey Show in January 2026 faced a debt situation trapping thousands of families: $170,000 in combined ...
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Dave Ramsey: “His Mind Is Not Broken. His Achilles Is Broken”

Financial emergencies reveal what was hiding in plain sight. When Dave Ramsey fielded a call from Heather on a January 2026 episode of The Ramsey Show, the crisis was multilayered: her husband’s ...

'That's insanity': Ramsey blows his top over $80K car debt cosigned by grandma, and issues warning about predatory loans

“Attention grandmothers, 100% of the time you cosign, you’re stupid,” Ramsey said. He noted that cosigning a loan puts you at ...

Dave Ramsey’s blunt truth on the only real hack for paying off debt

“The Ramsey Show” host and bestselling personal finance author gives frank advice about paying off debt.
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How Dave Ramsey Is Aiming To Help Americans Amid a Growing Debt Crisis

Americans are drowning in debt. According to the Federal Reserve Bank of New York, total U.S. household debt rose to about $18.59 trillion in the third quarter of 2025 and that’s where Dave Ramsey, ...