Credit counseling is a way to help those overwhelmed by debt or unable to manage their expenses. In credit counseling, you’ll work with a credit counselor to review your finances and find out what you ...

After the shock of losing her job, Lisa Hill-Green of Richmond, Va., struggled to pay her bills. In an effort to bring down her costs, she went to her mortgage lender for a loan modification. But then ...

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

Getting out of debt can be overwhelming, especially when you don’t know where to start or what advice to follow. A nonprofit ...

Consumers have a right to dispute mistakes on their credit reports. But if they’ve made late payments, that can’t be erased, consumer experts say. By Ann Carrns Anyone whose credit score has been ...

YOU ARE CERTAINLY NOT ALONE. AS WE GET OUT OF THE HOLIDAY SEASON, A LOT OF FOLKS ARE FINDING THAT THEY MAY HAVE OVERSPENT DURING THE HOLIDAYS, AND NOW THEY FIND THEMSELVES IN CREDIT CARD DEBT. BUT YOU ...

A good credit score can help you qualify for loans, lower your interest rates and even expand housing and job opportunities. Responsible financial habits — like paying on time and keeping debt low — ...

With household finances still tight for many Americans, increasing your credit score may be one way to save money. A new LendingTree study finds increasing your score may help you save $22,263 over ...