Debt management can help lower costs and streamline payments, but it's important to account for the costs, too.

Even if credit card interest isn't capped, cardholders have more power than they think, consumer advocates say.

A debt management plan (DMP) helps overwhelmed borrowers pay back unsecured debts, like credit cards or personal loans. Read Next: 5 Subtly Genius Moves All Wealthy People Make With Their Money ...

The Internal Revenue Service, which has spent the past year scrutinizing nonprofit credit-counseling organizations, announced this month that it is cracking down on the groups. The announcement came a ...

Millions of Americans are struggling with credit card debt, and in 2026, some may qualify for relief through credit card debt ...