There are potential benefits and downsides to debt consolidation.

Using a personal loan to pay off credit card debt could be a smart move if you can secure a lower rate or are juggling multiple credit card payments Paying off credit card debt with a personal loan ...

Ballooning credit card balances can feel insurmountable. Case in point: Four out of five Americans in a recent Discover ...

Several different strategies can help you get out of credit card debt — from payoff plans like the avalanche and snowball methods to consolidation products like balance transfer credit cards and ...

Whether from student debt, excess spending or general hardship, many people find themselves facing massive amounts of credit ...

Tools like balance transfer cards, loan refinancing, and nonprofit counseling can help Americans cut interest and pay off ...

I have $12,000 in credit-card debt due to multiple home and auto repairs and a large medical bill. Because of a downturn in ...