As tax refunds start to land, consumer finance experts are urging cardholders to move ...

Freedom Debt Relief reports that negotiating credit card debt can lead to lower payments, waived fees, or partial forgiveness ...

Paying only the minimum keeps your card current, but it can trap you in debt for years and cost thousands in interest.

The first step, consumer finance experts say, is to ask your card issuer to reduce the rate. And with average balances now $6,500, consider using your tax refund to put a dent in the debt.

In 2025, people throughout the U.S. saw rising prices for consumer goods and a reduction in income and employment. Those factors contributed to a substantial rise in credit card debt. According to ...

Accredited Debt Relief reports that higher credit card limits can lead to overspending and increased debt; managing limits wisely is crucial for financial health.

It's the time of year when even the best-laid budget plans get thrown aside, and credit-card balances start climbing. During the holiday season, it's common to set expectations high, which can easily ...

Key Takeaways For most people, the answer is no—raiding a 401(k) to pay off credit card debt costs far more than grinding ...

When building your goals for 2026, experts recommend focusing less on the past and more on an optimistic yet realistic vision for the future.

While carrying a balance on your credit card should never be your first choice, it's growing increasingly unavoidable for many Americans. The most recent New York Fed report on household debt and ...