Super-prime credit is the highest credit score tier, indicating excellent creditworthiness. Learn why it matters to lenders ...
Forbes contributors publish independent expert analyses and insights. Jim Osman is a finance expert with over 30 years of experience. Credit Cracks Are Spreading: Rising Delinquencies And Recession ...
There’s been a big uptick in consumer debt this spring. The Federal Reserve reports that consumer credit in April rose by nearly $18 billion, or 4.3% on an annualized basis. That was a lot more than ...
Regulatory Risk: Investors must remain vigilant regarding regulatory changes. The Consumer Financial Protection Bureau (CFPB) frequently scrutinizes high-interest lending, which can impact the ...
PUTRAJAYA: The Consumer Credit Act 2025 (Act 873), gazetted on Dec 31, came into force on Sunday (March 1) as part of the ...
Russell Vought, director of the Office of Management and Budget and acting director of the Consumer Financial Protection Bureau. The Consumer Financial Protection Bureau suddenly added new ...
TransUnion's Q1 2025 report highlights nuanced consumer credit trends amid rising costs and interest rates, revealing varied balance growth. TransUnion's Q1 2025 Credit Industry Insights Report ...
Key insight: A new survey of consumer credit companies revealed deteriorating business conditions in the third quarter, and signs of increasing stress among some consumer segments. What's at stake: ...
Rising credit card delinquencies across all income levels signal broad consumer strain, despite strong headline economic data and record equity markets. Consumer spending is increasingly reliant on ...
Recent stress in the auto finance space is raising early red flags for US consumer credit. While consumer spending has remained strong, especially in durable goods like autos, it may decelerate going ...
Beginning April 18, 2026, New York State employers will be restricted from using an applicant’s or employee’s consumer credit information when making employment-related decisions. S.B. 3072, signed by ...
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