Your credit score can make a huge difference in your financial life. Whether it’s getting a mortgage, taking out a credit card, or trying to land a new job or place to live, your credit score could ...

Closing a credit card can increase your credit utilization rate and drive down your credit score. As a result, keeping your ...

If you’ve ever applied for a credit card or personal loan, you’ve probably had a credit check. This is essentially when a potential lender pulls your credit to see whether you’re someone they want to ...

Interest rates are constantly shifting, making credit reports more important than ever for securing favorable loan terms.

Credit checks are not allowed in some areas. States where employer credit checks are not allowed or are only allowed in a limited capacity include California, Colorado, Hawaii, Illinois, Maryland, ...

Your bank app may let you check your credit score for free. But how is that different from your credit report? They are both measures of your financial health, but your score is a three-digit number ...

Regularly checking your credit score helps identify suspicious inquiries, correct reporting errors and safeguard against ...