Mortgage Research Center. For 15-year fixed refinance mortgages, the average rate is 5.37%, and for 20-year mortgages, the ...

Some mortgage rate scenarios are more likely to occur than others next year. Here's what borrowers can do in each.

When mortgage rates drop even one single percentage point, a refinance may help you see a noticeable difference in your monthly payment and total loan costs.

With mortgage rates below 6.5%, lots of recent buyers are deciding to refinance. But there hasn’t been a similar increase in prospective buyers entering the market. Investors and lenders have been ...

More than four million borrowers could potentially benefit from locking in a lower rate. Here’s what to consider. By Tara Siegel Bernard Now that mortgage rates have declined closer to 6 percent, a ...

And as rates decline, refinancing activity rises: Refinance applications rose 111% compared to the same week last year, according to the latest Mortgage Bankers Association’s weekly application survey ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. The Fed’s cut makes refinancing tempting, though the reality may surprise ...