If your debts are keeping you up at night, you might consider some form of debt relief. Debt relief can get you back on your financial feet, but it comes at a price. Here’s what you need to understand ...

Fact checked by Lars Peterson You can get debt relief through a variety of methods—your main options are consolidation loans and balance transfer credit cards, debt payoff apps, credit counseling ...

I'm a freelance financial journalist and a regular contributor to U.S. News and CreditCards.com. I've written for Life + Money by Citi, Bankrate and The Balance, among others. You can find me on ...