That does not mean the vehicles are submerged. In a sense, the drivers are. More than one in four trade-ins had negative equity in the third quarter of 2025, Edmunds reports. In auto industry parlance ...

Seven-year car loans now account for 22.4% of all new vehicle financing - a record that signals just how broken car affordability has become. Monthly payments hitting $1,000 shouldn’t be normal, yet ...

American consumers are struggling under the weight of soaring auto loan debt. Auto delinquencies are up more than 50% since 2010 and have transitioned from the safest to riskiest consumer commercial ...

You’ve managed to buy the car, but can you afford to keep paying for it? Along with soaring car prices, loan rates are the most expensive they’ve been in more than 15 years, with the average monthly ...