Student loan rates have held basically steady the last week. As of November 25, 2025, private student loan lenders are ...

Last week, the average interest rate on 10-year fixed-rate private student loans moved up. Private Student Loan Interest ...

Federal student loan rates are fixed and set by a formula created by Congress that changes annually. For the 2025-2026 academic year, Direct undergraduate loans have a rate of 6.39%. Private student ...

Before you borrow for college, it’s important to understand how federal and private student loans differ. Federal student loans have fixed rates set annually by the government and everyone who borrows ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Brendan is a full-time senior editor of financial products and services at ...