Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates Online banks tend to offer the best yields available Rates on savings accounts ...

High-yield savings account rates have held steady through the beginning of 2026. As of February 2, 2026, leading online banks ...

Finding the right high-yield savings account can have a big impact on your earnings, especially right now.

The highest money market account rate available today is 4.22% Changes from the Fed or your bank can quickly change money ...

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster this year.

Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into 2026.

While Fed rate decisions influence what you earn on savings, the type of bank and account you choose matters more than actual rate changes, making it important to pick high-yield options that respond ...

Tony Armstrong leads the banking team at NerdWallet. He has covered personal finance for over a decade. Tony began his NerdWallet career as a writer and worked his way up to editor and then to head of ...

A high-yield savings account can help you earn the most on your savings ...