Why 84-month car loans are surging and what it means for buyers

In the fourth quarter of 2025, 20.3% of new‑car shoppers agreed to monthly payments topping $1,000 — the highest share ever ...

Car prices are at a record high and many are taking on big loans for a set of wheels. Here's the true cost of a car loan and how to pay it off faster

You could be left paying nearly double in interest.
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Drivers are taking 84-month loans — and people are calling it a trap

Sticker shock has turned the car lot into a math problem, and for a growing […] ...

Car Payments Just Reached a New High—Even With Loan Rates at a 3-Year Low

Edmunds data shows new-car loan rates have been falling, but higher vehicle prices are pushing monthly payments higher.