Benefits, requirements, and process of a popular type of 401(k) retirement savings plan for small businesses Christopher A. Farrell is a bestselling author, and former Wall Street trader and market ...

Most employers will contribute to your 401(k), but it’s generally optional Matt Webber is an experienced personal finance writer, researcher, and editor. He has published widely on personal finance, ...

A safe harbor 401(k) is a special type of employer-sponsored retirement plan that helps businesses skip the hassle of annual IRS testing — while guaranteeing employer contributions to employees. In ...

For workers, a standard 401(k) plan offers a straightforward and tax-advantaged way to save for retirement, but for employers, setting up a 401(k) plan is anything but simple. Companies that want to ...

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What is the ADP test and how does it work? What happens if a 401(k) plan fails an ADP Test? What are the employer’s different options for making a safe harbor contribution? Which employees must ...

Unlike traditional 401(k) plans, safe harbor plans automatically pass a number of required tests in order to keep your plan tax-qualified and avoid other penalties and costs. These plans can be a ...

Thanks to the COVID-19 crisis, your investment portfolio has most likely taken a hit. But there may be even more retirement related fallout from the coronavirus pandemic: Your employer could freeze ...

SEATTLE--(BUSINESS WIRE)--ShareBuilder 401k, a leading provider of affordable, all-ETF 401(k) plans for small businesses and medium-sized companies, today announced a special offer designed to assist ...

For workers, a standard 401(k) plan offers a straightforward and tax-advantaged way to save for retirement, but for employers, setting up a 401(k) plan is anything but simple. Companies who want to ...