No-penalty CDs offer a high rate of return with the flexibility to access your cash as needed. Explore our top picks.

Over the past few years, CD rates have been pretty enticing. Locking in a 4.00%+ APY sounds like a great way to grow your savings, especially with widely expected rate cuts coming soon. Looking for a ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

Savers shopping for certificates of deposit (CDs) today face a key question: Are interest rates as good as they'll get? Or, should they wait for potentially better opportunities? Many banks are ...

The Federal Reserve recently projected a drop in interest rates through 2027 and beyond. That means today's high certificate of deposit (CD) rates of 4.00% APY or better will disappear -- and they won ...

CD rates look tempting right now. Plenty of banks are still offering 1-year CDs with APYs around 4.00%. For a lot of people, that's a solid, safe way to put cash to work. But I'm skipping CDs this ...

The best interest rates on CDs—certificates of deposit—pay up to 4.94% today, based on certificate term lengths. Here’s an ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. After soaring yields in 2023 and 2024, a shift in Fed policy will likely push rates ...